Disability insurance is one of the most overlooked yet essential safeguards in financial planning. While many people protect against the risk of death with life insurance, few consider the impact of losing the ability to earn an income due to illness or injury.
Disability insurance ensures that if your capacity to work is interrupted, your financial commitments—such as mortgage payments, household expenses, and long-term goals—remain secure. It provides stability during uncertain times, allowing individuals and families to focus on recovery without the added stress of financial strain.
In essence, it protects not just your income, but your lifestyle and future aspirations.
