Insurance that pays out a tax-free lump sum at death of the insured person to the beneficiaries.
Critical illness insurance is a form of protection that can provide you with a tax-free lump sum payment to use however you need while recovering from a life-altering illness.
Disability insurance can provide you with financial security by replacing a portion of your earnings if an accident or illness causes you to become unable to work or earn an income.
Do you want to grow your money and save for the future with a comfortable level of risk? Our solutions are tailored to your situation and offer the flexibility to plan the retirement you want.
Travel health insurance is designed to cover losses arising from sudden and unforeseeable circumstances. Travelling for business or pleasure, travel with the piece of mind that you will be taken care of if any unexpected emergency medical expenses occur.
We offer a range of formal emigration services to South Africans living overseas who have retirement annuities, pension related investments or some form of ‘blocked funds‘ tied up in South Africa.
Why choose us?
a better financial planner
We are experts in our field and have more than 19 years of experience in the financial planning environment. Our purpose is to give our clients peace of mind, now and into the future. We do this by advising them of how to secure the unknown, diversify their portfolio and preserve their family’s future. Through exceptional risk management and most importantly hard work, we ensure each client can thrive while they’re alive.
We are energized and ready to provide our clients with unsurpassed financial services. Do not hesitate to contact DiscloseAll should you have the desire to grow with exceptional financial planning .
We Work With Trusted Canadian Insurers
DiscloseAll in the Press
Whose Responsibility is it to Ensure Full Disclosure?
In the wake of the Momentum-Ganas case there is no question that something has to change in the way life insurance is written. Effectively a precedent has now been set that has established a new standard in the industry.
Momentum Pays Out in Another Case
Centurion mother-of-three Mrs Hendricks had not met Durban widow Denise Ganas. But on Thursday night Hendricks said a special prayer of thanks for the woman whose David and Goliath battle with Momentum ended her own seven-year fight with the insurance company.
DiscloseAll on Cape Talk Radio with Pippa Hudson and Wendy Knowler – Consumer Talk: Insurance and non-disclosures
Listen to our broadcast on Radio 702 and understand how we are trying to change the way insurance companies underwrite clients at the application stage.
DiscloseAll with Wendy Knowler: Consumer Talk – Lessons for Momentum
LATEST NEWS

Your South African retirement savings and their tax implications
- Posted by Sumari Hendricks
- On 01/22/2023
The National Treasury and Sars have introduced many changes to the treatment of South African retirement vehicles which have often resulted in...

Expat confusion as SARS disables tax residency checkbox
- Posted by Roger Hendricks
- On 07/20/2022
A large number of taxpayers and tax advisors mistakenly believed that merely ticking the box meant they had ceased tax residency …...

Five Common Misconceptions When Purchasing Life Insurance
- Posted by Roger Hendricks
- On 01/26/2021
If the thought of purchasing life insurance overwhelms you, this article will provide you with tips to give you clarity on some...
Testimonials
Thank you for meeting with us on Tuesday. You did an excellent job explaining "life after work".
Marilyn Hendricks,
Thank you Roger, you are such a good guy. Please let me give you something for helping me with my Tax return, I wouldn’t feel right not to. You have helped me so much. I can only say thanks for all your dedication to me and my family. Please send my regards to Sumari and the kids.
Benjamin Banga,
Sumari, words cannot describe how thankful we are for everything you have done for us. Thank you so much for all the help and ongoing advice you have given us throughout this difficult time.
Tracey Basson,
Thank you Roger and Sumari for taking time and meeting with us last night. We really value your time and help in this regard. We are so looking forward to seeing the fruits of our returns over the next few years.
Elaine Swart,
Thank you Roger for all of your hard work over the last few years. Any and all friends I well refer to you. I appreciate all the effort you put in always.
Stewart Esterhuizen,
Thank you so very much Roger and Sumari for sponsoring me for the Roof of Africa entry fees. If it wasn’t for your help, I would not have been able to compete. I will make you proud.